Finance
Posted on 11. Jan, 2012 by admin in Finance
Get the best deal for your business without the run around. With the tightening of bank lending across the board, we can take the stress out of chasing a new loan or re-financing.
Business Finance
Business & Commercial Loans
Fixed Rate Loans
Give added security of always knowing what your payments will be, helping with budgeting. Eliminate the risk of interest rate volatility.
Variable Rate Loans
Flexible repayment terms, and the ability to make additional repayments without incurring penalties. Over the life of your loan, you may benefit from lower interest rates.
Commercial Line of Credit / Overdrafts
Access equity through varied security options.
Withdraw funds up to a set limit at anytime, only paying interest as you draw down money.
Commercial Bills
Flexible finance where you can tailor the amount, cost and terms to suit your business.
Suited to larger borrowers for amounts of $500,000 or more. Usually drawn for 30, 60, 90, 120 or 180 day terms where the rate is fixed for the term of the bill.
Property & Construction Finance
Short to medium term finance for medium to large building projects
Self Managed Super Fund Lending
SMSF’s can now borrow to invest in assets they are normally allowed to acquire, such as real estate.
Equipment Finance
There are various options such as Equipment Loans, Leasing, Commercial Hire Purchase etc.
Security is usually the asset itself.
Receivables Finance
Take control of your cashflow, keep on top of your working capital requirements and take advantage of early payment discounts with suppliers.
Also referred to as invoice or cashflow finance, this can give businesses access to up to 80% of the money tied up in outstanding invoices.
Secured against the invoices themselves, keeping other equity free for other purposes.
Don’t wait weeks or months for your customers to settle accounts.
Receivables Finance is a great way to :
- Fund new business
- Fund growth
- Fund seasonal peaks
Businesses must meet certain requirements, such as but not limited to :
- Computerised accounting system.
- Access to the internet.
- Reconcile debtors on a monthly basis.
- Issue GST compliant Tax Invoices.
General Finance
For many of us, buying your home or an investment property is a huge commitment. Getting the right deal and advice is important, it could save you thousands! We are happy to discuss your requirements and get the deal done, saving you time and stress.
Residential Finance
Home loans and Investment loans
There are so many products out there to choose from, each bank has something different. It can be confusing and time consuming trying to find the best deal yourself, so let us find it for you.
Save money with the right home loan features. Knowing which features suit your situation and how to use them correctly can save you thousands over the life of your loan.
With access to multiple financial institutions, we can help find the right home loan for your situation. We understand the taxation implications of investing and can negotiate on your behalf.
Home and investment loan products weoffer include (but not limited to)-
- Variable rates
- Fixed rates
- Combination or split rate home loans
- Introductory or honeymoon rates
- Family equity loans
- Lines of credit / equity loans
- Low documentation loans
Property & construction loans
Funding for building property or extensive renovations, in a way that means you have the lowest possible repayments during the construction phase.
Only pay interest on what has been drawn down or paid out. Generally reverts to the standard home loan package you’ve negotiated on completion.
